Permanent life insurance: A tax efficient tool used by many affluent families
When we are young, life insurance is used to protect our family by providing money to replace our income.
Enhance your financial plan and help alleviate the risk of future financial burden for yourself and your family. Your IG Consultant will conduct a thorough insurance needs analysis to help you determine your insurance requirements, then create a unique strategy to protect your financial well-being.
Policies for managing risks to your financial plan like life, critical illness or disability are important to protecting your family from an unforeseen loss of income or from unplanned expenses.
Insurance delivers more than protection, it is also an opportunity to accumulate additional savings for retirement or to leave more of your wealth, tax-free, to the people or causes you care about.
An important component of retirement planning could be a life annuity which may provide a guaranteed foundation for your retirement income.